Interest Rates Creep up–Still a Limited Supply of Homes for Sale

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23449301/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 100: The early summer weather is beautiful, from the mid-70’s to the low 80’s and there is some fun surf to be had! Buyer demand may be waning a bit and this week, there were 40 New Listings, […]

Special Considerations when Building in Santa Barbara

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23342588/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 99: Last week in Santa Barbara, there were 45 new listings and 36 pending sales–so while inventory is still low, there was some buildup in supply. While there are still multiple offers, they are now seen most often […]

The HOP (Home Ownership Podcast) Episode 98: Market Showing Signs of a Slow-Down

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23295437/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 98: Statistics reveal that the Santa Barbara market is cooling down a bit. This week there were 14 price drops and not many huge overbids. David also discusses the many industries that are affected, (from construction to service […]

Several Price Drops may Indicate the Start of a Market Correction

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23214293/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 97: David Charles Allen gives the latest interest rates and Santa Barbara Real Estate Stats. This week, there were 44 new listings and 49 pending sales, reducing the number of homes available for sale. There were 14 price […]

Factors that Bring on a Recession & how it Affects Real Estate

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23110778/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 96 with David Charles Allen: David reports on interest rates and the latest Santa Barbara sales stats. This week, there are 54 new listings, more than there have been in months. Jumbo 30 – year loans are at […]

Choosing & Managing Passwords so you Won’t get Hacked

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23088476/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Securing today’s online environment goes beyond thinking about the Wi-Fi router at home – and it all starts with a password. Passwords should be different for every account that lives online, is in the cloud, or is attached to something that retains personal or […]

The HOP (Home Ownership Podcast) Episode 95: Higher Interet Rates Could Sideline First-Time Buyers

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23028311/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen]David Charles Allen, Village Properties Realtor, and host of the HOP, shares the Santa Barbara sales stats and latest interest rates.  Thirty-year fixed jumbo loans are up to 4.5% and 30-year conforming loans rose to 5.125%.   Higher interest rates affect first-time homebuyers the most.  David […]

Buyers Need to Get their Financial Ducks in Order Before Shopping for their New Home

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/22995263/height/360/width//thumbnail/yes/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”360″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 94: Village Properties Realtor, David Charles Allen, advises buyers to be prepared before they start shopping for their next home. Santa Barbara continues to have a low supply of inventory and a big demand. If you need a […]

The HOP (Home Ownership Podcast) Episode 93-Short Term Rentals in Santa Barbara

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/22895357/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Hosted by Village Properties Realtor, David Charles Allen.  Interest rates contine to rise; 30 year jumbo loans are at 4.25% and 30-year conforming loans reach 5%.  This week, there were 43 new listings and 28 pending sales.  Bidding wars continue and houses continue to […]

The HOP (Home Ownership Podcast) Episode 92: Rising Interest Rates not Deterring Home Buyers

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/22894817/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Hosted by Village Properties Realtor, David Charles Allen: There were 47 new listings this week in Santa Barbara and 31 properties closed.  Interest rates continued to creep up with 30-year fixed conforming loans at 4.75% and 30-year jumbo loans at 4%.  Many buyers are […]