Category Archives: The HOP: Home Ownership Podcast

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/19505279/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Realtor and host David Charles Allen discusses this week’s mortgage rates before introducing this week’s special guest Anthony Giannini. Anthony is an applied cultural anthropologist who’s specialized research focus is Peruvian Shamanism. Anthony reviews some of the highlights of his recent journey to the […]

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/19344635/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Consistent mortgage rates over the past month keep the conforming 30 year fixed rate at 3.125 and the 30 year jumbo mortgage rate at 2.875. A big change in listings over the past week in Santa Barbara as 61 new listings appear on the […]

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/19265057/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] There was no change to the mortgage rates over the past week but sellers are adjusting their price listings if their home is on the market too long. As lumber and construction prices increase, new home sales are down. With new trends in place, […]

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/19180382/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Patti and David discuss the current state of the real estate market. Currently a lot of houses are available on the market in Santa Barbara and many people are considering a move or downsize. Experts are following market trends, however highly unpredictable due to […]

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/19166012/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] This week’s episode of The Hop, highlights ‘It’s a Beautiful Life’. David and Patti interview special guest, Homer Williams. Homer Williams is the founder of Oregon Harbor of Hope, an organization which helps get people off of the streets and into a home. Learn […]

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/19049252/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] When buying a home, the interest rate on your mortgage is locked in upon accepting the offer. Working with an experienced realtor is essential to your success when purchasing real-estate. Consult a professional to guide you through the home buying process. If there are […]

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/18972473/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Over the past few weeks, housing supplies and interest rates remain low, ranging from 3.15 – 3.25%.  In past episodes, David Charles Allen has given great advice to buyers on how they can position themselves to purchase a home.  In this episode, he shares […]

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/18859502/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] In this competitive market, buyers may not get everything on their wish-list, so David recommends thinking about what’s most important to you.  In this insightful episode, David discusses low interest rates, limited availability and the real estate profession–it’s highs and its lows. Check out […]

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/18792836/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] As few new houses come on the market, many buyers are being outbid by all-cash offers.  David Charles Allen shares a great tip, encouraging buyers (who will be getting a loan) to compete with the all-cash offers by going through the entire underwriting process, […]

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/18694022/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] This episode reports on the surf, the opportunity to be a volunteer dog walker for the humane society, and of course–the real estate market.  Interest rates dropped slightly last week and new houses that come up for sale are receiving multiple offers, usually OVER […]