Santa Barbara’s Funk Zone & the Latest Real Estate Stats

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The HOP (Home Ownership Podcast) Episode 129

Hosted by Village Properties Realtor, David Charles Allen https://www.davidcharlesallen.com

More rain is on the horizon for Santa Barbara. Interest rates for both 30 – year jumbo and 30 – year conforming loans went up slightly to 5.75 % and 6.5 % respectively.

David discussed the Funk Zone and noted that as more breweries and restaurants opened, it has taken away a lot of foot traffic from downtown Santa Barbara. The Funk Zone has a lively vibe and most of the housing consists of condos and townhomes.

 If you’d like to talk to David, you can email him at david@davidcharlesallen.com or call him at 805-617-9311.

Check out this episode!

Beware of BBB Imposters!

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A Podcast from BBB of the Tri-Counties: 

Beware of BBB imposters!  BBB does sometimes reach out to consumers and businesses; however, BBB will never ask for passwords or information to access your personal device.  Also, watch out for phony invoices that look as if they are from the BBB.  

If you are unsure if it’s really the BBB calling, tell the caller you will call them back and end the call. Then check the phone number on BBB.org and call directly. If you receive a call from someone requesting payment information or permission to access your computer, hang up and report it to BBB Scam Tracker.

A BIG thank you to Ayers Automotive Repairs in Santa Barbara for supporting this podcast.

 

Check out this episode!

BBB Warning: Scams are Popping up on your Smart TV!

A Podcast by BBB of the Tri-Countiea https://www.bbb.org/local-bbb/bbb-of-the-tri-counties

A Big Thank you to Ayers Automotive Repairs in Santa Barbara for supporting this podcast! https://www.ayersrepairs.com

Scammers can target victims through any device connected to the internet, and your TV is no exception. BBB Scam Tracker has seen an influx of reports about scammers catching people off guard with pop-ups on their smart TVs. Their objective is to steal your personal information and money. How the scam works: You open a familiar service on your smart TV. However, you can’t log in. Instead, a pop-up appears, telling you there is a problem with your device or your streaming subscription. You need to call a phone number or visit a website to fix it. Don’t fall for it! If you call the number, scammers pretend to be customer service representatives. They will insist you pay an activation fee or allow them remote access to your smart TV. These con artists will get your credit or debit card number if you pay the fee. If you give them access to your device or click on a link they provide, the scammers may install malware on your TV and use it to gain access to sensitive personal information. Sometimes scammers ask you to “fix” the issue by paying them in gift cards. One consumer reported that after calling a number that appeared in a pop-up on their smart TV, a scammer instructed them to purchase three $100 Xbox gift cards to add “anti-hacking protection” to their account. After buying the gift cards and contacting the number again, it became clear they were dealing with scammers. 

How to avoid smart TV scams:

● Double-check any fees you have to pay. If scammers ask you to pay an activation fee, antivirus protection fee, or any other kind of fee, do some research.

● Check before you call. If a “customer service” phone number appears in a pop-up, double-check it before you call. Contact a streaming service or TV manufacturer’s website to find their customer support number.

● Never let anyone control your device remotely. Scammers usually ask for remote computer access, but they could also ask for access to your smart TV. Don’t ever give control of your device to a stranger.beforehand. For example, scammers claim you need to pay an activation fee to start using your Roku. However, a quick online search reveals that Roku never charges activation or registration fees.

● Don’t fall for fake websites. Scammers love to create imitation websites using URLs that are just a letter or two off. Fake websites are a threat, even on smart TVs, so double-check the URL. Another way to protect yourself is to avoid clicking on links in pop-ups and, instead, type web URLs directly into your browser.

Check out this episode!

BBB’s Tips on Buying Tires

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A Podcast by BBB of the Tri-Counties https://www.bbb.org/local-bbb/bbb-of-… A BIG thank you to Ayers Automotive Repairs in Santa Barbara for supporting this podcast. https://www.ayersrepairs.com

Tips for Buying New Tires:

● Assess your current set of tires.

For starters, determine whether you need new tires. Try the “Lincoln test” if you’re unsure. Place a penny upside down into the tread of your tires. If you can see the top of Abe’s head, your tires should be replaced immediately. If the tread falls somewhere on his forehead, you should plan to buy new tires in the next few months. Even if the tread is thick enough, uneven wear, flaking, cracks, bulges, or other damage can all indicate you need new tires. Finally, if your tires are over six years old, vehicle manufacturers recommend replacing them, no matter their condition. 

● Get to know tire types.

The type of tire you need will depend on the weather conditions you drive in and how you use your vehicle. 

All-season tires: Most vehicles have all-season tires designed to work reasonably well in most weather conditions. They can handle some mud, snow, and slush.

Winter tires: If you live in a climate with frequent snow and ice, winter tires might be a better choice. They are more effective in deep snow.

Summer tires: These tires are best for warm weather climates. This kind of tire shouldn’t be driven if temperatures dip below freezing.

All-terrain tires: These are used mainly for four-wheel drive vehicles. They are great for off-roading but not meant for extended highway driving.

High-performance tires: These are designed with high-speed handling in mind, but they wear out quicker than “regular” tires. They may be a good choice if you drive a sports car. But they aren’t ideal for your everyday grocery store runs.

● Check out tread wear warranties.

You can find treadwear ratings on a tire’s sidewall. The higher the number, the longer the tire is supposed to last. Most tires have manufacturing quality and defect warranties, but some have a tread life warranty. In most cases, if your tires wear out before your reach the mileage number, you can get a credit towards a new set of the same tires. Shop around. Consider cost, convenience, and customer service when choosing where to buy your tires. Warehouse clubs, online sellers, tire dealers, car dealerships, and local shops all sell tires and have their pros and cons. If you’re looking for something specialized and unique, a local tire shop might be your best option, though you’ll probably pay a little more. Warehouse clubs and online sellers may offer more competitive prices, but their selections might be limited. Car dealerships provide convenience, but they aren’t the cheapest option, and you’ll likely have no choice but to buy original equipment tires. In the end, where you purchase your tires will depend on the kind of tires you want and your personal preferences. 

● Only purchase tires from a reputable seller.

Visit BBB.org to see business ratings and read customer reviews. Make sure you only do business with a tire vendor with a good reputation and plenty of positive reviews. A little research goes a long way in finding out if a company is trustworthy or if they employ questionable business practices. Speak with someone on the phone or in person and ask plenty of questions about tire selections, installation, and warranties. Note the level of customer service you receive during this initial interaction to determine how you’ll be treated during tire installation and after the sale. 

● Keep an eye on the fees.

You’ll probably have to pay some extra fees on top of the cost of the tires. You’ll likely see installation charges, disposal fees for your old tires, and taxes on your final bill. Some vendors may ask you to pay for new tire stems and resetting the Tire Pressure Monitoring System. Still, others might offer add-on services like filling the tires with nitrogen and road hazard warranties. Review all the fees and add-ons carefully before you agree to buy.

● Inspect new tires upon installation.

Take a good look at your new tires before you leave the shop. Look for any signs of damage and make sure the directional tread is facing the same way on all four tires. After you’ve driven a few miles on the new tires, check the tire pressure for each tire to make sure it matches the numbers indicated in the car’s door jamb. If tires are not within the suggested range, take the vehicle back to the shop for inspection.

● Maintain your new tires to extend their life.

Regularly check your tire pressure, inspect the tires for signs of uneven wear and damage, and get regular tire rotations. These are all easy ways to keep your tires in good shape and make them last for as long as possible.

Until next time!

Check out this episode!

Santa Barbara Enjoys Rare Snowfall & Another Neighborhood in Santa Barbara on the Rise

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The HOP (Home Ownership Podcast), Episode 128

Host, David Charles Allen, reviews the interest rates and latest sales stats in Santa Barbara. Interest rates rose to 5.625% for 30 – year jumbo loans and 6.5 % for 30 – year conforming loans. Several homes sold above their asking price last week. However, there were only 19 new listings, which is well below average.

David discussed the Elwood Shores neighborhood in Goleta–and said that it has been growing in popularity. While you may have to drive a little further (if you work in Santa Barbara), it is close to the beach and the values have been increasing significantly.

David was born and raised in the Santa Barbara area and would like to help you find your next home. He invites you to email him at david@davidcharlesallen.com or call him at 805-617-9311.

Check out this episode!

An Up and Coming Neighborhood in Santa Barbara

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The HOP (Home Ownership Podcast) Episode 127

david@davidcharlesallen.com 805-617-9311

Santa Barbara has had a cold snap, a surf swell and some wind this week. David reviewed the interest rates which went up slightly. The new listings were down slightly and there were 15 price changes, which is significant.

David reviewed an area in Santa Barbara that has had a huge influx in popularity. Samarkand has a nice neighborhood feel and is within walking distance of several coffee shops. It has great walkability, and many homes have great ocean or mountain views. It’s also only two miles from Hendry’s Beach.

Check out this episode!

Santa Barbara’s Architectural Charm

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Host, David Charles Allen from Village Properties: Email david@davidcharlesallen.com or call 805-617-9311 Website: https://www.davidcharlesallen.com

The HOP (Home Ownership Podcast) Episode 126

David reviews the latest interest rates for 30-year conventional and jumbo loans and also explains what differentiates them before reviewing Santa Barbara’s sales stats, The new listings rose to 36, which is encouraging–and higher than it has been in many months.

Finally, David and his co-host Patti discuss the charming ‘look’ of Santa Barbara–due to architectural restrictions, but the trade off is that new construction and remodels must adhere to those standards. Also, there are few empty lots to build on in Santa Barbara which limits the ability to add people to the area.

Check out this episode!

BBB Warns Social Security Recipients to Beware Cost of Living Adjustment Scams

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This podcast is brought to you by BBB of the Tri-Counties: https://www.bbb.org/local-bbb/bbb-of-the-tri-counties

How to avoid this Scam:

• Remember, the SSA’s Cost of Living Adjustment is automatic. You don’t need to do anything to receive the increase in benefits. If someone tells you otherwise, you’re likely dealing with a scammer.

• Know how the SSA communicates. According to SSA, “If there is a problem with your Social Security number, we will mail you a letter. Generally, we will only contact you if you have requested a call or have ongoing business with us.” A call, text, or email from an SSA agent out of the blue is a red flag.

• Don’t give in to threats. SSA will never threaten you with arrest or legal action. They will never suspend your Social Security number or demand payment from you. They will never ask for personal information or banking details to give you an increase in benefits. If someone demands these things or threatens you over the phone, they are not with SSA.

• When in doubt, hang up. If you suspect you might be getting scammed, stop all communications. Visit SSA.gov to research or call 1-800-772-1213 to confirm that the correspondence is legitimate before taking action.

For more information Read more about healthcare scams in this BBB tip. Learn more about other government impostor scams. Get more general tips to avoid scams by visiting BBB.org/AvoidScams.

A BIG thank you to Ayers Automotive Repairs in Santa Barbara for supporting Your Moment of Trust!

Check out this episode!

An Up and Coming Neighborhood in Santa Barbara

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The HOP (Home Ownership Podcast) Episode 127 

Hosted by David Charles Allen, Village Properties Realtor in Santa Barbara https://www.davidcharlesallen.com 805-617-9311 

Santa Barbara has had a cold snap, a surf swell and some wind this week. David reviewed the interest rates which went up slightly. The new listings were down slightly and there were 15 price changes, which is significant. David reviewed an area in Santa Barbara that has had a huge influx in popularity. Samarkand has a nice neighborhood feel and is within walking distance of several coffee shops. It has great walkability, and many homes have great ocean or mountain views. It’s also only two miles from Hendry’s Beach.

Check out this episode!

Santa Barbara’s Architectural Charm

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/26036502/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1785518/custom-color/87A93A” height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen]

The HOP (Home Ownership Podcast) Episode 126

Host, David Charles Allen from Village Properties: Email david@davidcharlesallen.com or call 805-617-9311 Website: https://www.davidcharlesallen.com

David reviews the latest interest rates for 30-year conventional and jumbo loans and also explains what differentiates them before reviewing Santa Barbara’s sales stats, The new listings rose to 36, which is encouraging–and higher than it has been in many months. Finally, David and his co-host Patti discuss the charming ‘look’ of Santa Barbara–due to architectural restrictions, but the trade off is that new construction and remodels must adhere to those standards. Also, there are few empty lots to build on in Santa Barbara which limits the ability to add people to the area.

Check out this episode!