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A Podcast from BBB of the Tri-Counties: 

A BIG thank you to Ayers Automotive Repair in Santa Barbara for supporting this podcast

 

Welcome to this week’s edition of Your Moment of Trust! You are on a fitness journey

and have decided to purchase a fitness tracker. Having a fitness tracker can raise

awareness of your activities throughout the day. The benefits of a fitness tracker are

also connecting you to friends and an extended community of fitness enthusiasts. See

BBB’s tips on choosing a fitness tracker.

 

Within a couple of weeks, you start receiving messages from a member of your fitness

application social group. The sender begins by asking about your fitness goals, and

then the conversation becomes more personal. Questions are asked about your family,

where you work, and your hobbies. After creating a bond, the scammers start sharing

fake personal stories with you.

 

“He told me he was a single dad working overseas to provide for his daughter,” one

victim said. “I really believed him, and once I sent him money the first time, he continued

to ask repeatedly. When I refused to send more money, he threatened me and my

family. I am now out of $100,000, and I know it will be difficult to get any of that money

back.”

 

Signs of the scam:

 

● Moving fast. Scammers will begin to ask personal questions quickly. (Are you

married, where do you work, etc.).

● Emotional stories. The scammer may have a sick, elderly parent or child needing

medical care.

● Specific instructions when asking for financial help. The scammer will request

you wire money or use a prepaid debit card.

● Ask to communicate differently. As the scammer develops a relationship with a

victim, they will ask for email contact or a personal cell phone number to connect

outside the app.

 

Tips to avoid fitness app and other social app scams:

 

● Do not post a picture of yourself as a profile. Use an avatar or free stock photo as

a protective measure to avoid scammers targeting certain groups of people (ex:

senior community).

● Do not share personal information (marital status, employment) with a stranger.

The more the scammer knows about you, the more information they have to

manipulate you out of your identity and money.

● Think before accepting requests from strangers. Being a part of a community is

rewarding but can also be dangerous. Only connect with people you already

know.

● Avoid clicking on unsolicited links. Clicking on a link may lead to downloading

malware onto your device. The downloaded malware can lead to scammers

collecting personally identifiable information that can be used for identity theft or

tracking your digital footprint.

● Share with a family member or close friend. If uncomfortable or unsure about the

communication you receive, share your concerns with someone you know.

Receiving a different perspective is always helpful when in doubt.

 

Until next time!

For more scam warnings, visit  https://www.youtube.com/c/ScamSquad/videos

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A podcast by BBB of the Tri-Counties

A BIG Thank You to Ayers Automotive Repairs in Santa Barbara for supporting this podcast!

Welcome to this week’s edition of Your Moment of Trust!

When planning your summer vacation, consider renting an RV or camper. Over the past few years, camping has become more appealing as a vacation option and caused a massive rise in RV sales and prices. RVs and campers allow vacationers to travel and see multiple sights – while maintaining a private space, they can control. You should consider many factors before renting an RV, especially if you are a first-timer.

Tips for renting an RV or camper:

 To get the most out of your RV rental and to make sure your vacation goes off without a hitch, follow these tips:

Get to know different RV classes. One of the biggest decisions you’ll need is what kind of RV you want to rent. Both towable RVs (often called campers) and motorized RVs are available. If you want a camper, you’ll need a vehicle to pull it. If you prefer a motorized RV, consider what kind of transportation you’ll need (if any) after the RV is parked. Motorized RVs come in three classes: A, B, and C. You generally don’t need a special license to drive any RVs, but there are significant differences in how each class drives. Class A RVs are the largest and can measure up to 45 feet in length. They are also the hardest to maneuver because of their large size and may not be suitable for someone who has never driven an RV before. Class B RVs fall between 16 and 22 feet long and best suit couples or individuals. They are also the easiest to drive since they handle large trucks or vans. Class C RVs are in-between, usually sleeping four to six people and measuring 21 to 35 feet long. A Class C RV drives like a moving truck with no rear-view mirror capability. Once you’ve decided what kind of RV suits you and your traveling companions, you can narrow your search to specific models within a class. Knowing what type of RV you’ll rent will help you plan other aspects of your trip.

Budget your trip. Depending on the size of the RV, you can expect to pay anywhere from $50 to $300 per night on average. Luxury Class A RVs can cost considerably more per night. However, coming up with a trip budget involves much more than just the rental price per night of the RV. You’ll also need to factor in insurance, gas, campground fees, food, and any additional activities you have planned for your trip. Remember that RV rental companies often allot you a certain number of miles and generator time. You’ll be charged additional miles or time if you exceed the designated amounts.

Choose a booking company. Once you know what kind of RV you want to rent and how much you can spend, you can browse options with different booking companies. Here, too, you have several options. Some booking companies own their vehicles and offer standardized rates and experiences. Others work more like Airbnb; they have various RVs owned and leased by individuals. Policies vary from business to business, and while some companies include mileage and insurance in their booking price, others offer them as add-ons that must be paid for separately. Be sure to read up on each booking company’s policies and review past customer reviews before you do business with them.

Take a walkthrough. When you find an RV or camper interested in renting, taking a walkthrough tour is essential. Not only will you be able to see if the RV measures up to its online description, but you can also learn how to operate the RV. Take advantage of a walkthrough to find out how the generator and electrical hook-ups work, how to dump water tanks, how to operate the awnings, or any other basic functions you need clarification on.

Purchase insurance. If insurance isn’t included in the basic price of your RV rental, be sure to purchase it separately. Most states require at least liability insurance for motorized RVs. Your standard car insurance policy usually covers campers, but check with your insurance company. A good insurance policy will give you peace of mind and protection in case of accidents, bad weather, or theft.

Plan your route. Start planning your route by deciding where to park your RV during your journey. If you want to park at a U.S. National Park, you must book well in advance, sometimes a year or more. You’ll also need to book for state parks and privately-owned campgrounds in advance. If you are new to driving an RV, you might want to choose pull-through parking spaces instead of spaces you’ll have to back into. In addition, some hotels and other tourist destinations offer RV parking for visitors. After you know where you’ll park, double-check your chosen route to ensure it doesn’t include any narrow roads, low bridges, or tunnels that the RV won’t fit in or under. Keep the height of your RV in mind when you make pit stops, too. First-time RV drivers sometimes forget common low clearance situations, such as fast-food drive-throughs.

Know what to bring. Amenities vary from one RV to another, so make sure you know what’s included before you start packing. Some booking companies include sheets, utensils, and cookware, while others don’t. Knowing what is included will help you avoid packing non-essentials. Packing a tool kit and a first aid kit is a good idea if these aren’t already on board the RV. Learn to set up campsites.

Many seasoned RV renters advise arriving at your campsite early. It’s much easier to park and set up electric and water hookups with plenty of daylight. Read the RV manual before your trip to understand how to hook up at a campsite and how to dump wastewater. Remember that dumping wastewater can be a messy experience, and many campers prefer to pay for on-site dump services. This may be a preferable option if your campground provides this service. Other campers use public restrooms and showers to avoid dumping waste at all. Until next time

Until next time!

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A podcast by BBB of the Tri-Counties:

A BIG thank you to Ayers Automotive Repair in Santa Barbara, for supporting this podcast

Use caution when hiring a home improvement contractor, especially following a major storm, flood, or weather event when many homeowners are trying to repair their homes. However, contractor scams can happen anytime, so be wary of high-pressure sales tactics, upfront fees, and fly-by-night businesses. Con artists will take homeowners’ money and deliver (or not deliver) less than quality work.

How the scam works:

Home improvement scams can start with a knock on the door, a flyer, or an ad. The contractor may offer a low price or a short timeframe. One common hook is when the scammer claims to be working in your neighborhood on another project and has leftover supplies.

Once started, a rogue contractor may “find” issues that significantly raise the price. If you object, they threaten to walk away and leave a half-finished project. Or they may accept your upfront deposit and never return to do the job. Following a natural disaster, scammers persuade homeowners to sign over their insurance payments.

Tips to spot this scam:

• Watch out for “red flags.” Say no to cash-only deals, high-pressure sales tactics, high upfront payments, handshake deals without a contract, and on-site inspections. Not all “storm chasers” are con artists, but enough are that you should be cautious any time a home contractor contacts you first…especially after a natural disaster.
  
  
• Ask for references and check them out. Bad contractors will be reluctant to share this information, and scammers won’t wait for you to do your homework. If you can, get references from past customers, both older references to check on the quality of the work and newer references to ensure current employees are up to the task. Check them out at BBB.org to see what other customers have experienced. And always get a written contract with the price, materials, and timeline. The more detail, the better. 

• Know the law. Work with local businesses that have proper identification, licensing, and insurance. Confirm that your vendor will get related permits, and make sure you know who is responsible for what according to your local laws and that your vendor is ready to comply. 

To report a scam, go to BBB Scam Tracker.

Be sure to check out more scam warnings on Scam Squad

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A Podcast by BBB of the Tri-Counties 

A BIG thank you to Ayers Automotive Repair in Santa Barbara for supporting this podcast.

Welcome to this week’s edition of Your Moment of Trust! 

Premiumization is when companies offer higher-end products and services for a premium price. Airlines selling both business class vs. economy seats are a classic example. Another is car manufacturers offering a standard model and one featuring heated seats and leather trim.

While these two examples have been around for decades, premiumization has expanded since the Covid-19 pandemic. Now, businesses selling everything from beauty products to booze are adding new premium options and services. As a consumer, evaluating premium options can be tricky. Here are BBB’s tips for weighing new premium options and ensuring you get the promised value.

Tips for navigating premiumization as a shopper

● Do your homework. Brands that offer premium products or services may look like luxury, but as with any purchase, doing some research is vital. Before paying a premium price, ensure the vendor is a trustworthy business with a reputation for good customer service. Look up businesses on BBB.org to review business ratings and comments from customers.

● Understand what makes a product premium. Many business owners are working to maintain profit margins by offering their clients added value in a premium package. However, if a product or service claims to be premium, find out why. Specifically, what makes it better than the basic option? If a vendor can’t give you a good answer, skip the premium price and shop elsewhere.

● Comparison shop. To get the best deal on anything, comparison shopping is a must. This is also true when considering a company’s premium offerings. Find out what similar companies offer and their price point to see if you are really getting added value for the higher price.

● Watch for “greenwashing.” Many companies promote premium options as more sustainable, lower waste, or all-natural. But be wary of misleading green marketing claims. The Federal Trade Commission advises consumers to look for specific information on packages and products that explain why the product is green.

● Keep track of subscriptions. Many companies offer premium services in the form of a subscription. This might mean paying a monthly fee for quicker delivery, exclusive content, or access to superior products. If you purchase a subscription,

and especially if you purchase multiple subscriptions, keep track of them. Review paid subscriptions regularly and cancel any you no longer need to avoid unnecessary spending.

● Don’t want premium? Explore new brands. While some companies are leaning into new premium offerings, others are filling the lower-price space with cheaper options. For example, make-up brands are creating new products similar to high-end options but sell for a fraction of the price.

● Stick to your budget. A good budget can do wonders for your financial health, but only if you respect your spending limits. If your budget only allows you to purchase the basic version of a product or service, skip the premium offerings to keep your finances in the green.

Until next time!

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A podcast by BBB of the Tri-Counties

A BIG thank for to Ayers Automotive Repair in Santa Barbara

 

Welcome to this week’s edition of Your Moment of Trust!

Tricky websites claim to offer discounted prices on Stanley cups and tumblers in a scam reported to BBB Scam Tracker repeatedly in recent weeks.

Here’s how to spot the scam so you don’t lose money or personal information to con artists.

How the scam works:

You see an ad for Stanley travel cups on social media or after an online search. It appears to be from the official Stanley company or a popular sporting goods store. According to an ad, the store is running a flash sale with great prices on the cups – some are discounted to half the original price or more. Enticed by a good deal, you click on the link. When you do, you’re redirected to a website where you can purchase. It looks like a legitimate site, so you enter your payment information and are charged for the item. However, soon after ordering, you’ll notice some red flags. Some buyers reported never receiving a confirmation email and being unable to contact the company. Others received shipping information, but their product was never delivered. Several victims reported getting confirmation that their product had been delivered to Alaska, which is not where they reside. Here’s one consumer’s firsthand experience: “There was an advertisement for Stanley travel cups for Mother’s Day through Dick’s Sporting Goods. I clicked the ad and was taken to the ‘Stanley’ website, where I ordered and entered my credit card info. I received an order confirmation notice and tracking information from the seller. However, my travel cups were apparently ‘delivered’ in a completely different state, almost 800 miles from my location! The items were delivered the day after a ‘Missing Mail Search Request’ was initiated, but it wasn’t initiated or requested by me. I have tried to contact both the shipping company and the seller through their website but have not gotten any response.” If you purchase through a shady website, your personal information and the money you spend will be gone for good. The Stanley cup you ordered never even existed.

How to avoid online shopping scams:

● Only make purchases through sellers you know and trust. When making purchases online, only buy products from reputable businesses. If you find a great deal through a seller you’ve never heard of, do plenty of research to ensure they are legit before entrusting them with your personal information and hard-earned money.

● Watch out for imitation websites. Even if you think you are on a well-known vendor’s website, you might not be. Scammers are experts at making lookalike websites to fool consumers into entering their personal and payment information. Take a hard look at the URL to ensure you aren’t on a website that looks like a seller you know but is off by a word or even a single letter.

● Beness’ social media feed and website, and read reviews about the company on third-party websites to ensure they are a real business with real customers, quality products, and good customer service.

● Stay extra vigilant around holidays. BBB Scam Tracker received multiple reports each day about this Stanley cup scam just before Mother’s Day. If a holiday is approaching (especially one where it’s customary to send gifts), stay alert to the possibility of scams. Don’t wait until the last minute to purchase a gift, either. Bad actors play on people’s desire to get a good deal. Plus, they know that last-minute shoppers are more vulnerable to scams than someone with plenty of time to research the seller.   Until next time! cautious about ads on social media. Many reputable businesses run social media ads but so do scammers. Sort real businesses from scams by doing your research!

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A Podcast by BBB of the Tri-Coumties

A BIG thank you to Ayers Automotive Repairs in Santa Barbara, CA

 

Welcome to this week’s edition of Your Moment of Trust! How can you choose the best moving option – one that fits both your needs and your budget? Knowing your options (and the perks and downfalls of each one) can help you save money and safely transport your belongings.

Option 1: Full-service moving companies

Hiring a full-service moving company is a lower-stress way of getting all your belongings from Point A to Point B, advises Nerd Wallet, a BBB Accredited Business. Professional movers manage the logistics of loading, driving, and unloading your things for you. Some full-service movers even offer extra services like packing.

Trained movers can safely pack and transport large and/or delicate items (think pianos and antique furniture). They can also move items into hard-to-access areas, such as upstairs or down long, narrow driveways. Best of all, all the heavy lifting will be done for you.

The downsides of hiring a full-service moving company are the cost and the time it takes to complete a move. This is usually the most expensive way to move your belongings. If you are making a long-distance move, it may also take movers several days to deliver your items.

Option 2: Shipping your belongings

If you’ve managed to whittle your belongings down to a few boxes or suitcases, shipping them is a cheap and easy way to move—especially if you are moving across the country, points out Consumer Affairs.

Big-name package shippers often charge a premium to ship large or heavy boxes. But other companies, like long-distance bus lines, may offer cheaper services. Some shippers will pick up boxes from your home and drop them off at your new address for an extra fee.

While cost and ease are two big pros of this method, there are a few cons too. Boxes shipped by ground may take several days or even a few weeks to arrive at their destination. In addition, this isn’t a good option if your boxes contain fragile items.

If you are flying to your new home city, check with several airlines before you buy your ticket. Some airlines offer reasonable prices on additional checked bags, but you’ll probably need to do some searching to find the best deal.

Option 3: DIY truck rentals

If you have larger items but still want to move DIY, a truck rental company could be a good choice. Truck rental companies will provide you with a truck or trailer of an appropriate size, but you’ll be responsible for the packing, loading, driving, and unloading.

This option is less expensive than hiring professional movers. Depending on how far you are going, it may be cheaper than hiring a moving container service. Move.org has calculated average prices for DIY moves.

That said, loading and unloading a truck is physically demanding. If you have any large or unwieldy items, they could be damaged if they aren’t packed, loaded, and unloaded correctly. To address this, you can always hire movers to help you load and unload the truck.

You’ll also need to feel comfortable driving a moving truck, which is probably much larger and heavier than your regular vehicle. This can be stressful even for very capable drivers, and you might need to purchase extra insurance in case of accidents or damage. If you choose this route, add gas, insurance, and lodging to the truck rental company’s quote for an accurate view of the total cost.

Option 4: Moving container services

Moving container services could be an ideal option if you don’t feel comfortable driving a rental truck to your new home. Moving container services bring a portable storage container to your home. You fill it up. Then, the company transports it to your new location, where you unload your belongings.

These companies usually give you a few days to load and unload. They can also store your container for a fee if you need time to find a new house in your new city. They are less costly than a full-service moving company, and you don’t have to worry about driving a big truck to your new home.

To take advantage of moving container services, you’ll need space. If your current or new home has no parking or a driveway on a steep incline, this option might not be feasible. Some moving container services offer movers to load and unload your items if you pay an extra fee. However, in many cases, paying the fee will make the moving container service more expensive or even more expensive than a full-service moving company. To get an idea of pricing for this option, see this article on Move.org.

For more information

Learn more by reviewing the BBB Moving Resources page.

Until next time!

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