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When buying a home, the interest rate on your mortgage is locked in upon accepting the offer. Working with an experienced realtor is essential to your success when purchasing real-estate. Consult a professional to guide you through the home buying process.

If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311

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Over the past few weeks, housing supplies and interest rates remain low, ranging from 3.15 – 3.25%.  In past episodes, David Charles Allen has given great advice to buyers on how they can position themselves to purchase a home.  In this episode, he shares advice with sellers, advising them to get their pre-inspections done and to have their property move in ready.  This way, the price the seller sets can reflect any repairs that need to be done.  Buyers will be comfortable and more likely to bid on the home.  Patti and David also discuss their pooches and what to keep and what to discard when it’s time to make the big move.

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In this competitive market, buyers may not get everything on their wish-list, so David recommends thinking about what’s most important to you.  In this insightful episode, David discusses low interest rates, limited availability and the real estate profession–it’s highs and its lows.

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As few new houses come on the market, many buyers are being outbid by all-cash offers.  David Charles Allen shares a great tip, encouraging buyers (who will be getting a loan) to compete with the all-cash offers by going through the entire underwriting process, before they put in an offer.

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This episode reports on the surf, the opportunity to be a volunteer dog walker for the humane society, and of course–the real estate market.  Interest rates dropped slightly last week and new houses that come up for sale are receiving multiple offers, usually OVER the asking price.  David urges buyers to be prepared so when they do find the house they want, they   can move QUICKLY!  Be sure to visit David’s website for more information and to learn about real estate in the Santa Barbara area.

 

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