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There are always a lot of moving parts when it comes to planning a wedding. Add a pandemic to the mix, and it can easily feel overwhelming. That said, many couples have proven that with a little ingenuity, flexibility, and a few precautions, it is possible to pull off a beautiful and safe wedding. You can make a success of your wedding. To do so, BBB recommends the tips that you’ll hear in this episode of Your Moment of Trust. A BIG thank you to Ayers Automotive Repair of Santa Barbara for sponsoring this podcast.

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Host and realtor, David Charles Allen, reports on the weather, interest rates and sales stats.  After an unusual cold snap with frost warnings, the weather warmed up.  Interest rates remained the same as the week before–4% for 30 – year fixed and 3.5% for 30 – year jumbo.  During the past week there were 40 new listings, 20 properties closed, and 26 went pending.  While there has been a small uptick in supply, the number of properties available for sale is still historically low.  David and Patti discussed the uncertainty that renters face, not knowing if their landlord will renew their lease.  Finding a rental that allows pets is also problematic for renters.  To learn more about purchasing roperties in Santa Barbara, email david@davidcharlesallen.com or call 805-617-9311.

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The HOP (Home Ownership Podcast) Episode 84: After months of inching their way up, Village Properties Realtor and host of the HOP, David Charles Allen, reports that interest rates on 30-year conforming loans reached 4%–while jumbo 30 – year loans reached 3.5%. While interest rates are still historically low, they are definitely on the rise. If they continue to rise, some buyers will be priced out of the market while others will be more determined than ever to purchase a home. With 39 pending sales and 26 new listings, there was still no build up of available homes for sale. For information on real estate in Santa Barbara, email david@davidcharlesallen.com or call 805-617-9311.

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Village Properties realtor, David Charles Allen, reports that interest rates are continuing to inch their way up and the supply of properties for sale is low. Many property owners are tempted to put their homes on the market but if they do, they’ll face the difficult task of finding a new place to live. They may be tempted to turn their properties into short term rentals in order to get top dollar. This makes it difficult for many long-term renters who face a limited supply and high prices. For questions, contact david@davidcharlesallen.com

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Village Properties Realtor, David Charles Allen reviews the interest rates and sales stats in Santa Barbara.  He then gives tips on the types of remodeling projects that are likely to help you sell your property in the future.  

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Village Properties realtor, David Charles Allen, reports on the latest interest rates and stats.  There was not much change in interest rates during the past week;  as of January 24th, 30-year fixed loans were at 3.625% and 30-year jumbo loans were at 3.125%.  The supply of properties on the market is lower than previous years with just 38 new listings and 36 pending sales.  David also discussed an issue that self-employed individuals sometimes face when tax write-offs and reported income affect  their ability to qualify for a home loan.  To contact David, email david@davidcharlesallen.com or call 805-617-9311.

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Village Properties Realtor, David Charles Allen, reports that interest rates continue to inch their way up. While it’s hard to predict, many experts believe that this trend will continue. This puts pressure on buyers to move quickly before higher interest rates make buying untenable. However, if rates do continue to rise, there may be a correction in home prices. Inventory remains low because even though sellers are likely to be able to sell their homes quickly and get their asking price, they’ll be put in the position of having to find another home–which may prove to be difficult. David also explains that because home prices have gone up substantially, there are very few foreclosures. (Sellers who may have fallen behind in their payments usually have equity and are able to refinance or sell their properties.)

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