Getting the Most Value from your Old Cell Phone

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In this episode BBB of the Tri-Counties gives advice for evaluating trade in offers and finding the best deal for your old phone. If you are shopping for a new cell phone, trading it in with your carrier is an easy and enticing option. You get rid of your old phone and receive a significant discount on the latest model. Sounds like a perfect solution! But carrier trade-ins aren’t your only option for getting value out of your old phone. There are many ways to get cash or gift cards for your much-loved old smartphone..as you’ll hear in this episode. A BIG thank you to Ayers Automotive Repairs in Santa Barbara for sponsoring Yout Moment of Trust.

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Interest Rates Rise with No Gain in Supply

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The HOP (Home Ownership Podcast) Episode 88: Host of the HOP, Village Properties realtor, David Charles Allen, said that Santa Barbarans have been enjoying beautiful spring weather with temperatures in the 60’s and 70s. There have also been decent swells to make surfers happy. Interest rates rose significatntly, up to 4.25% for 30 – year conforming loans and 3.75% for 30 – year jumbo loans. In Santa Barbara, there were 35 new listings, 35 properties closed, and 32 are pending. David and Patti discussed the trend to go off grid with solar energy and wells.

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Home Maintenance Tips from BBB of the Tri-Counties

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If you recently purchased a new home, you’ve no doubt found that all that extra space requires upkeep and maintenance. BBB recommends the following tips to help you care for your new home, hire contractors, and avoid getting scammed in the process. A BIG thank you to Ayers Automotive Repair in Santa Barbara for sponsoring Your Moment of Trust.

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BBB of the Tri-Counties Gives Tips to Cope with Supply Chain Issues

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Grocery aisles have gaping empty sections, and shoppers can never predict what’s going to be unavailable. New car dealerships struggle to fill their empty lots. People building homes report long waits for critical materials like windows and doors. Almost every industry has shortages and delays that all boil down to supply chain issues. Consumers and business owners are frustrated and confused. COVID-19 infection rates are declining, and restrictions have eased in most parts of America. Shouldn’t things be getting better by now? In this episode, BBB provides information on why supply chain disruptions are still ongoing and gives tips on how businesses and consumers can combat it. A BIg thank you to Ayers Automotive Repair in Santa Barbara for sponsoring Your Moment of Trust.

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Buying and Selling Properties Off-Market

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The HOP Episode 87: This week, interest rates remained basically the same with 30-year jumbo loans at 3.375% and 30-year fixed loans at 3.875%. There was still no real significant build up of inventory with 43 new listings and 45 homes that closed. David Charles Allen discussed programs that might help first time home buyers to get into a home as well as the benefits and pitfalls of those programs. He also talked about the significant number of homes that have been selling off-market in Santa Barbara and why this option might appeal to some buyers and sellers. To learn more about real estate in Santa Barbara, call David at 805-617-9311 or email david@davidcharlesallen.com

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Find Out About Properties ‘Coming Soon’

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The HOP Episode 86: David Charles Allen discusses the weather, waves, and real estate in Santa Barbara! Interest rates remain low; 3.75% for 30-year fixed and 3.375% for 30-year jumbo loans. There were 42 new listings this week and 40 went pending, with very little build up of available properties for sale. A listener asked about the reliability of Zillow Zestimates and David explained that they were often far offbase. The biggest shortfall of Zillow, however, is the fact that you don’t find out about properties that are coming soon. When working with a realtor, you’re likely to learn about properties a couple weeks before they’re listed and that time period can help you prepare your offer. For questions about real estate in Santa Barbara, call David at 805-617-9311 or email david@davidcharlesallen.com

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Tips for Planning a Wedding During a Pandemic

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There are always a lot of moving parts when it comes to planning a wedding. Add a pandemic to the mix, and it can easily feel overwhelming. That said, many couples have proven that with a little ingenuity, flexibility, and a few precautions, it is possible to pull off a beautiful and safe wedding. You can make a success of your wedding. To do so, BBB recommends the tips that you’ll hear in this episode of Your Moment of Trust. A BIG thank you to Ayers Automotive Repair of Santa Barbara for sponsoring this podcast.

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The HOP (Home Ownership Podcast) Episode 85: Renters Face Uncertainty

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Host and realtor, David Charles Allen, reports on the weather, interest rates and sales stats.  After an unusual cold snap with frost warnings, the weather warmed up.  Interest rates remained the same as the week before–4% for 30 – year fixed and 3.5% for 30 – year jumbo.  During the past week there were 40 new listings, 20 properties closed, and 26 went pending.  While there has been a small uptick in supply, the number of properties available for sale is still historically low.  David and Patti discussed the uncertainty that renters face, not knowing if their landlord will renew their lease.  Finding a rental that allows pets is also problematic for renters.  To learn more about purchasing roperties in Santa Barbara, email david@davidcharlesallen.com or call 805-617-9311.

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Tips for Buying Sports Memorabilia

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When shopping for a team jersey or other sports memorabilia, watch out for fakes. Scammers know that authentic game-used and/or autographed items can fetch big bucks – especially for items commemorating big games.  When shopping online, it can be hard to trust that a seller or product is genuine. In this episode, BBB of the Tri-Counties gives tips for buying sports memorabilia.  A BIG thank you to Ayers Automotive repairs in Santa Barbara for sponsoring this podcast.  

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Rising Interest Rates Reach New Milestone

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The HOP (Home Ownership Podcast) Episode 84: After months of inching their way up, Village Properties Realtor and host of the HOP, David Charles Allen, reports that interest rates on 30-year conforming loans reached 4%–while jumbo 30 – year loans reached 3.5%. While interest rates are still historically low, they are definitely on the rise. If they continue to rise, some buyers will be priced out of the market while others will be more determined than ever to purchase a home. With 39 pending sales and 26 new listings, there was still no build up of available homes for sale. For information on real estate in Santa Barbara, email david@davidcharlesallen.com or call 805-617-9311.

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