Several Price Drops may Indicate the Start of a Market Correction

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The HOP (Home Ownership Podcast) Episode 97: David Charles Allen gives the latest interest rates and Santa Barbara Real Estate Stats. This week, there were 44 new listings and 49 pending sales, reducing the number of homes available for sale. There were 14 price changes and many of them can be accounted for by price drops on properties in the 1.5-million-dollar price range. It’s too soon to tell with certainty, but it may signal the start of a correction in the market. David and Patti discuss the news that Oregon buyers can now send personal letters to the sellers of a house when they’re putting in a bid, while it’s still not allowed in California. As always, the show closes with a fun discussion about David and Patti’s fur-babies. You can email David at david@davidcharlesallen.com or give him a call at 805-617-9311.

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Online Shopping Scams–Baby Formula & More!

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Podcast Episode 18 Harmony Varela

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Factors that Bring on a Recession & how it Affects Real Estate

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The HOP (Home Ownership Podcast) Episode 96 with David Charles Allen: David reports on interest rates and the latest Santa Barbara sales stats. This week, there are 54 new listings, more than there have been in months. Jumbo 30 – year loans are at 4.875% and Conforming 30 – year fixed loans are at 5.125% David also discusses factors that could lead to a recession and how it would affect the housing market. Call David at 805-617-9311 or email david@davidcharlesallen.com

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Managing Passwords so you Don’t get Hacked!

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Securing today’s online environment goes beyond thinking about the Wi-Fi router at home – and it all starts with a password. Passwords should be different for every account that lives online, is in the cloud, or is attached to something that retains personal or financial information. Think about the last time any of your online account passwords were changed. If they are all the same or a similar variation of the same password, if they are too easy to guess, or if they are forgotten or compromised – change them. According to the Federal Trade Commission, people don’t need to change their passwords as often as they may think; however, it’s good practice make certain the password is as secure as possible.

Be sure to listen to this episode for password tips!

A BIG thank you to Ayers Automotive Repair in Santa Barbara for sponsoring this podcast.

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Choosing & Managing Passwords so you Won’t get Hacked

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Securing today’s online environment goes beyond thinking about the Wi-Fi router at home – and it all starts with a password. Passwords should be different for every account that lives online, is in the cloud, or is attached to something that retains personal or financial information. Think about the last time any of your online account passwords were changed. If they are all the same or a similar variation of the same password, if they are too easy to guess, or if they are forgotten or compromised – change them. According to the Federal Trade Commission, people don’t need to change their passwords as often as they may think; however, it’s good practice make certain the password is as secure as possible. Be sure to listen to this episode for password tips! A BIG thank you to Ayers Automotive Repair in Santa Barbara for sponsoring this podcast.

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The HOP (Home Ownership Podcast) Episode 95: Higher Interet Rates Could Sideline First-Time Buyers

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David Charles Allen, Village Properties Realtor, and host of the HOP, shares the Santa Barbara sales stats and latest interest rates.  Thirty-year fixed jumbo loans are up to 4.5% and 30-year conforming loans rose to 5.125%.   Higher interest rates affect first-time homebuyers the most.  David reviews other towns and cities within an hour drive of Santa Barbara, discusses their affordability,  and gives his pick for the neighborhood in SB that he thinks, in the long-term, will go up in value the most.  He also reports on a new trend in Santa Barbara and across the country, to sell a percentage of a home, similar to a time share.  As always, David and his co-host Patti Teel, close the show with their pet stories.  
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What you Should Know About Asbestos if you Live in an Older Home

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From BBB of the Tri-Counties:  Asbestos fibers can cause serious health problems when inhaled. Even brief exposure has been known to cause me sothelioma. Ifyou live in an older home, you could be at risk. Asbestos repair or removal may be
necessary to protect you and your family’s health.  Here’s what you need to know should you suspect your home has an asbestos problem.

A BIG thank you to Ayers Automotive Repair for sponsoring Your Moment of Trust

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Buyers Need to Get their Financial Ducks in Order Before Shopping for their New Home

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The HOP (Home Ownership Podcast) Episode 94: Village Properties Realtor, David Charles Allen, advises buyers to be prepared before they start shopping for their next home. Santa Barbara continues to have a low supply of inventory and a big demand. If you need a loan, it can be tough to compete. Sellers often prefer a cash offer becaus it can close quickly without contingencies. However, if you need a loan, all is not lost. The first step is to go to a lender you trust. Also, there are lenders that can help you to put together an offer that is essentially the same as a cash offer–especially if you already own a home. Patti and David end the show with a discussion about their beloved fur-babies. If you’d like to talk to David in person, call 805-617-9311 or email him at david@davidcharlesallen.com

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How to Know your Cleaning Products are Safe

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Your Moment of Trust, from BBB of the Tri-Counties: Using green cleaning products in your home can reduce toxins, such as volatile organic compounds that are bad for your health and the environment. Green cleaners are more popular than ever, which means shoppers have plenty of choices. But navigating the seals, certifications, and marketing claims can be confusing. Here are tips for choosing cleaning products that are effective and safe for you and the environment. A BIG thank you Ayers Automotive Repairs in Santa Barbara for sponsoring this podcast.

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