Watch Out for CBD Scams Online!

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A Warning from BBB of the Tri-Counties:

Cannabidiol (CBD), an active ingredient of cannabis, is now legal in many US states and Canadian provinces. If youwant to try it, watch out for scams. BBB Scam Tracker received dozens of reports from frustrated consumers who thought they bought discounted CBD online but ended up with hundreds of dollars in credit card charges.  Don’t miss this important episode!
A BIG thank you to Ayers Automotive Repair in Santa Barbara for sponsoring this podcast.  

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How the Economy Downturn could Affect the Housing Market

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The HOP (Home Ownership Podcast) Episode 112, Hosted by Village Properties Realtor, David Charles Allen.  

In this episode, David reports on the latest interest rates and sales stats before discussing how an economy downturn could affect the housing market.  While large investors could actually benefit from an economy downturn with lower housing prices (especially if they’re cash buyers),  it won’t be beneficial for others.  For instance, those who bought their homes when interest rates were at their lowest, are unlikely to want to sell their homes as they’ll get less for their money when they go to buy their next home.  Also, if prices on homes and interest rates stay high, it will be difficult if not impossible, for the average family to buy a home–potentially locking them into a future of renting.  He reminds us that house values are based on supply and demand.  As long as there is a limited supply of properties for sale, there will be a high demand and prices are likely to remain high.  To contact David, email him at david@davidcharlesallen.com or call 805-617-9311

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Low Supply as Interest Rates Rise

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The HOP (Home Ownership Podcast) Episode 111: Hosted by David Charles Allen of Village Properties. As so often happens this time of the year, Santa Barbara has had a heat wave and one day last week it even made it up to the triple digits!! This has caused the ocean water to warm up and there’s been a bit of a south swell–as Santa Barbaran’s enjoy swimming in the ocean. Interest rates last week rose to 5% for jumbo loans and 5.75% for 30-year conforming loans. Last week, there were 24 new listings, 12 price changes, 31 closings, 18 pending, 12 expired listings and 4 coming soon. With the inventory so low, it can be tough for people looking for a property in Santa Barbara. For more information about real estate in Santa Barbara, email david@davidcharlesallen.com or call David at 805-617-9311.

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Recognizing the Signs of Elder Abuse: Physical, Financial, Emotional

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Older adults are often targeted by con artists. Many victims don’t ask for help until it is too late! Help your friends, family, clients, or patients avoid fraud by knowing the signs of current or impending fraud. Brought to you by BBB of the Tri-Counties and sponsored by Ayers Automotive Repair.

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Beware Online Sporting Event Scams!

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From BBB of the Tri-Counties:  While Covid-19 attendance restrictions have been lifted, schools are still streaming games. Unfortunately, the scammers have followed. The scammers’ goal is to capture personal information, including credit card and Social Security numbers, as fans log in to watch their team play.

How the scam works:

You want to watch the local high school’s football game, or your niece’s travel softball team is playing in a tournament out of state. You search on social media to find a link where the game might be streamed, and sure enough, a fan has put in a link where you can go to watch for free! It’s almost time for the game to start, so you eagerly click the link. The next screen asks you to sign up for the streaming service, so you enter your name and email… and then you get asked for a credit card number and potentially more sensitive information. Are you seeing red flags yet? These scammers infiltrate social media with links to fake streams. The posts often will tag the schools which are involved in order to make the post appear legitimate. The scammers hope the would-be viewer inputs their information and pays to watch the event. The consumer doesn’t get to watch the game because the scammer has not set up a stream. Instead, whatever data they entered may be compromised.

As a new school year begins, Better Business Bureau® (BBB®) reminds consumers to do their research when looking to watch a high school sporting event online.

A BIG thank you to Ayers Automotive Repair for sponsoring this podcast.  

 

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The Pros & Cons of Pocket Listings

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The HOP (Home Ownership Podcast) Episode 110: The weather in Santa Barbara heats up while interest rates remain the same with 30 – year jumbo loans at 4.75% and 30 – year conforming at 5.375%. There were 33 new listings and 41 properties that closed, so there was no buildup of supply. David discusses the pros and cons of pocket listings and explains the upside and downside of pocket listings. https://www.davidcharlesallen.com

 

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The HOP (Home Ownership Podcast) Episode 109

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The HOP (Home Ownership Podcast) Episode 109:  Hosted by Village Properties Realtor, David Charles Allen.  David reviews the interest rates and Santa Barbara sales stats.  Interest rates didn’t change too much this week; 30 – year jumbo loans are at 4.75% and 30 – year conforming loans are at 5.375%. 

David discusses the trend of large hedge funds to purchase large developments of single-family homes and turn them into rental properties. He points out that this could potentially manipulate the market and promised to keep listeners posted. 

In Santa Barbara last week there were 38 new listings, 19 price drops, 31 pending, and 3 listings which are coming soon.  Homes that are desireable and that are priced right are still getting multiple offers, some over the asking price.  Less favorable homes are having to adjust their prices or they’ll sit on the market.

Lastly, David discusses how to pick a realtor and recommends getting a recommendation from someone you trust. 

You can call David at 805-617-9311 or email him at david@davidcharlesallen.com

 

 

 

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Tips to Keep Kids Safe Online

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Tips to Keep Kids Safe from BBB of the Tri-Counties:  As your children head back to school this year, buying new supplies and clothes is not enough. In this podcast the BBB gives tips on how to help them stay safe online and avoid being easy targets for online scammers.  A BIG thank you to Ayers Automotive Repairs in Santa Barbara for sponsoring this podcast.  

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Costs to Consider When Getting a Pet

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BBB of the Tri-Counties reminds us that owning a pet can bring your family much joy, but taking care of a dog, cat, or other animal comes with significantcosts too. Unfortunately, this year, many pet owners have found themselves in a heartbreaking situation, forced to give up their pets for financial reasons. If you are thinking about taking home an adorable furry friend, it’s wise to check your budget first. According to the American Kennel Club, dog owners can expect to spend about $15,000 over the lifetime of their pet. In this episode, you’ll hear about the costs that you should consider before getting a new dog, cat, bird, or other pet. A BIG thank you to Ayers Automotive Repairs in Santa Barbara, for sposoring this podcast. 

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Costs to Consider Before Getting a Pet

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BBB of the Tri-Counties reminds us that owning a pet can bring your family much joy, but taking care of a dog, cat, or other animal comes with significantcosts too. Unfortunately, this year, many pet owners have found themselves in a heartbreaking situation, forced to give up their pets for financial reasons. If you are thinking about taking home an adorable furry friend, it’s wise to check your budget first. According to the American Kennel Club, dog owners can expect to spend about $15,000 over the lifetime of their pet. In this episode, you’ll hear about the costs that you should consider before getting a new dog, cat, bird, or other pet. 

A BIG thank you Ayers Repairs in Santa Barbara for sponsoring this podcast.  

Check out this episode!