Advent Calendars are BIG Business: Tips to Getting your Money’s Worth

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A Podcast by BBB of the Tri-Counties; https://www.bbb.org/local-bbb/bbb-of-the-tri-counties Advent calendars have become a fixture of the holiday season. Once a religious tradition for children, these calendars are now big business. They are targeted at all ages and contain anything from luxury beauty products to Lego sets to a variety of wines. With so many options, some costing hundreds of dollars, in this episode BBB gives tips on what you should know before purchasing one? A BIG thank you to Ayers Automotive Repairs in Santa Barbara for sponsoring this podcast. https://www.ayersrepairs.com

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BBB’s Scam Tracker Tool is Even Better!

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BBB of the Tri-Counties podcast:

The BBB Institute for Marketplace Trust (BBB Institute) is partnering with Amazon and Capital One to help people learn about scams, report them, and avoid losing money and/or personal information by enhancing the capabilities of the BBB Scam Tracker online reporting tool. The new features make it easier for consumers to identify scams and report them while arming partners with more robust data on scammers to better protect consumers. A BIG thank you to Ayers Automotive Repair in Santa Barbara for sponsoring this podcast.  

 

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Finding the Best Loan Terms

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HOP (Home Ownership Podcast) Episode 119

Village Properties Realtor and Host of the HOP, David Charles Allen After reviewing the interest rates and Santa Barbara Real Estate stats, David reminds listeners that different lenders can affect the terms of your loan. He says that while it’s wise to call around to try to get a better rate, it’s important to understand that if your credit is run repeatedly, it could ding your credit. As always, David and his co-host end the show by talking about their fur babies at home. You can contact David by emailing david@davidcharlesallen.com or call him at 805-617-9311.

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Higher Home Prices in Santa Barbara may Lead to More Renters & Less Buyers

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David Charles Allen, Host of the HOP and Village Properties Realtor: After reviewing the latest interest rates and real estate stats in Santa Barbara, David explains why high home prices and rising interest rates may inevitably lead to fewer home buyers and more renters in Santa Barbara. To contact David, email david@davidcharlesallen.com or cal 805-617-9311. https://www.davidcharlesallen.com

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How to Spot Fake Gaming Apps–a Warning from the Better Business Bureau!

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A Podcast by BBB of the Tri-Counties:

Fake gaming app ads have become rampant in recent years. They may feature videos that have little (or nothing) to do with the actual gameplay. Or make misleading claims like, “If you score 400, you can go to Disneyland.” Game manufacturers run these ads because that’s what gets clicks and downloads. But the practice has resulted in many frustrated gamers, who don’t realize they were misled until after they d ownload the app, set up an account, and start playing. Until we have rules against these misleading ads, it’s up to consumers themselves to evaluate whether they should trust an ad and download the promoted game.

This episode details how you can spot fake gaming ads and apps. It’s important to do your homework before downloading them. A BIG thank you to Ayers Automotive Repair in Santa Barbara for sponsoring this podcast. https://ayersrepairs.com/

 

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Open House Etiquette & Choosing an Agent & Brokerage

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The HOP (Home Ownership Podcast) Episode 117: Hosted by David Charles , Village Properties Realtor in Santa Barbara. David reports on the latest interest rates and Santa Barbara real estate stats. He then discusses Open House Etiquette and the importance of choosing the right agent and brokerage. Desireable homes in Santa Barbara are still selling quickly for their asking price or more. As long as supplies remain low, home prices are likely to stay high. If you’d like to contact David, you can call him at 805-617-9311 or email david@davidcharlesallen.com

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Holiday Shopping Tips: Shop SAFE, Shop SMART

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BBB of the Tri-Counties Podcast, Your Moment of Trust: Welcome to this week’s edition of Your Moment of Trust! The 2022 holiday shopping season promises to be an unpredictable one. High inflation rates and increased prices of consumer goods are already throwing a wrench into holiday shopping. Electronics, toys, and other products will be (or already are) in short supply, and retailers are struggling to staff up as the shopping season nears. Just like in 2021, people are planning to start their holiday shopping early. Watch out for deals well before Black Friday sales. Retailers are also expecting to see even more people shopping online. Product shortages and increased online shopping are likely to result in even more online purchase scams this year. These scams accounted for nearly 40% of all scams reported to BBB Scam Tracker in 2021, according to the 2021 BBB Scam Tracker Risk Report. Shortages are likely to make purchase scams even more common as desperate shoppers turn to shadywebsites in hopes of finding this year’s must-have gift. In this episode, BBB recommends the following tips to “Shop Safe, Shop Smart” this holiday season: A BIG thank you to Ayers Automotive Repair in Santa Barbara for Sponsoring this Podcast.

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How to Celebrate Halloween on a Budget

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A Podcast by Better Business Bureau of the Tri-Counties: Consumers are gearing up to celebrate Halloween. The National Retail Federation expects people will spend $10.6 billion, up from $10.1 billion in 2021. Among Halloween celebrants, 67 percent plan to buy candy, 51 percent plan to purchase decorations, and 47 percent will get costumes. Those numbers can seem daunting for a single day, especially when watching thefamily budget. However, there are ways to keep the fun stylish and on budget.

In this episode, Better Business Bureau recommends tips to celebrate Halloween on a Budget!

A BIG thank you to Ayers Automotive Repair in Santa Barbara, for sponsoring this podcast!

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The Importance of Pricing a Home Correctly

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The HOP (Home Ownership Podcast) Episode 116: Village Properties Realtor and host of the HOP, David Charles Allen, reviews the lates interest rates and sales stats. Thirty-year jumbo loans are at 5.75 % and thirty-year confroming loans are at 6.75 %. This week, there were very few new listings or houses coming soon. David discussed a number of topics including the importance of pricing a home correctly, contingencies, and purchasing in ‘good faith.’ Don’t miss this informative episode. You can email David at david@davidcharlesallen.com or call him at 805-617-9311.

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Insurance Problems may Arise after a Natural Disaster

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The HOP (Home Ownership Podcast) Episode 115: Village Properties Realtor, David Charles Allen, gives the latest interest rates and sales stats in Santa Barbara. Interest rates rose slightly; up to 6.75 % for 30-year conforming loans and 5.625% for 30-year jumbo loans. Regarding the latest sales stats, there were only 16 new listings in Santa Barbara with five listings coming soon. Patti and David discuss Hurricane Ian and David says that while home values usually come back within a couple of years after a natural disaster, insurance companies may raise rates or pull out of the area, causing a big problem for homeowners. For more information about Santa Barbara real estate, email David at david@davidcharlesallen.com or call 805-617-9311.

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