Tips for Planning a Wedding During a Pandemic

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/22304864/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] There are always a lot of moving parts when it comes to planning a wedding. Add a pandemic to the mix, and it can easily feel overwhelming. That said, many couples have proven that with a little ingenuity, flexibility, and a few precautions, it […]

The HOP (Home Ownership Podcast) Episode 85: Renters Face Uncertainty

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/22300241/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Host and realtor, David Charles Allen, reports on the weather, interest rates and sales stats.  After an unusual cold snap with frost warnings, the weather warmed up.  Interest rates remained the same as the week before–4% for 30 – year fixed and 3.5% for […]

Tips for Buying Sports Memorabilia

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/22221452/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1785518/custom-color/87A93A” height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] When shopping for a team jersey or other sports memorabilia, watch out for fakes. Scammers know that authentic game-used and/or autographed items can fetch big bucks – especially for items commemorating big games.  When shopping online, it can be hard to trust that a […]

Rising Interest Rates Reach New Milestone

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/22219940/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 84: After months of inching their way up, Village Properties Realtor and host of the HOP, David Charles Allen, reports that interest rates on 30-year conforming loans reached 4%–while jumbo 30 – year loans reached 3.5%. While interest […]

Payday Loan & Cash Advance App Tips from BBB of the Tri-Counties

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/22147382/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1785518/custom-color/87A93A” height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Sometimes you need extra cash to tide you over to payday. Several apps are eager to provide that service, marketing themselves as an easy, no-interest way to get a small loan. However, not all cash advance apps were created equal. Before signing up for […]

The Hop (Home Ownership Podcast) Episode 83: Buyers & Sellers Seek Stability

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/22129226/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Village Properties realtor, David Charles Allen, reports that interest rates are continuing to inch their way up and the supply of properties for sale is low. Many property owners are tempted to put their homes on the market but if they do, they’ll face […]

The HOP (Home Ownership Podcast Episode 82: Remodel your Home with Resale in Mind

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/22127330/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Village Properties Realtor, David Charles Allen reviews the interest rates and sales stats in Santa Barbara.  He then gives tips on the types of remodeling projects that are likely to help you sell your property in the future.   Check out this episode!

How to Avoid Identity Theft–Tips from BBB of the Tri-Counties

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/22058915/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1785518/custom-color/87A93A” height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Scams are designed to either steal your money, or steal your identity in order to steal your money later. Scammers have all kinds of techniques to collect personally identifiable information. Once they have it, they can effectively become you, using your identity to open […]

The HOP (Home Ownership Podcast) Episode 81: Self-Employed Tax Write-Offs Reduce Reportable Income & Loan Amount

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/21986798/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Village Properties realtor, David Charles Allen, reports on the latest interest rates and stats.  There was not much change in interest rates during the past week;  as of January 24th, 30-year fixed loans were at 3.625% and 30-year jumbo loans were at 3.125%.  The […]

The HOP (Home Ownership Podcast) Episode 80: Interest Rates Inch Up, No Build Up of Supply

Village Properties Realtor, David Charles Allen, reports that interest rates continue to inch their way up. While it’s hard to predict, many experts believe that this trend will continue. This puts pressure on buyers to move quickly before higher interest rates make buying untenable. However, if rates do continue to rise, there may be a […]