Special Considerations when Building in Santa Barbara

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23342588/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 99: Last week in Santa Barbara, there were 45 new listings and 36 pending sales–so while inventory is still low, there was some buildup in supply. While there are still multiple offers, they are now seen most often […]

Budgeting Tips & Tricks

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23305370/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1785518/custom-color/87A93A” height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] People from all walks of life who set financial goals – and reach them – generally have one thing in common: a budget. According to this recent study, people are budgeting more than ever before. Budgeting is a practical way to stay in charge […]

The HOP (Home Ownership Podcast) Episode 98: Market Showing Signs of a Slow-Down

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23295437/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 98: Statistics reveal that the Santa Barbara market is cooling down a bit. This week there were 14 price drops and not many huge overbids. David also discusses the many industries that are affected, (from construction to service […]

Be Prepared Before Shopping for a Home

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23238266/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1785518/custom-color/87A93A” height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] This year’s housing market is competitive. Prices are up, and houses are selling fast. If you are looking to buy a new home, you need to be prepared. Prospective buyers can make their offer more competitive by getting preapproved for financing before even bidding […]

Several Price Drops may Indicate the Start of a Market Correction

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23214293/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 97: David Charles Allen gives the latest interest rates and Santa Barbara Real Estate Stats. This week, there were 44 new listings and 49 pending sales, reducing the number of homes available for sale. There were 14 price […]

Online Shopping Scams–Baby Formula & More!

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23166353/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1785518/custom-color/87A93A” height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Welcome to this week’s edition of Your Moment of Trust! Shortages in the supply of baby formula are leading new moms to find other ways of finding the much-needed item–and risking themselves to potential online scams. The U.S. Food and Drug Administration announced it […]

Podcast Episode 18 Harmony Varela

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23156486/height/100/width//thumbnail/yes/render-playlist/no/theme/custom/tdest_id/1180253/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Listen Now!

Factors that Bring on a Recession & how it Affects Real Estate

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23110778/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 96 with David Charles Allen: David reports on interest rates and the latest Santa Barbara sales stats. This week, there are 54 new listings, more than there have been in months. Jumbo 30 – year loans are at […]

Managing Passwords so you Don’t get Hacked!

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23089487/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1785518/custom-color/87A93A” height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Securing today’s online environment goes beyond thinking about the Wi-Fi router at home – and it all starts with a password. Passwords should be different for every account that lives online, is in the cloud, or is attached to something that retains personal or […]

Choosing & Managing Passwords so you Won’t get Hacked

[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23088476/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Securing today’s online environment goes beyond thinking about the Wi-Fi router at home – and it all starts with a password. Passwords should be different for every account that lives online, is in the cloud, or is attached to something that retains personal or […]