[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23581484/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 102: Hosted by David Charles Allen of Village Properties. Santa Barbara has been a bit warmer than usual with temperatures in the 80’s and very little June gloom, which is often prevalent this time of year. Interest rates […]
Author Archives: Hub for Podcasting
Deepfake Scams Make it Look like you’re Watching a Celebrity’s Video
[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23520467/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1785518/custom-color/87A93A” height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] From the BBB of the Tri-Counties: Scammers are taking advantage of new deepfake technology to create videos so convincing that people hand over their money. This latest con looks like business magnate Elon Musk endorsing an investment plan, but the video is fake, and […]
The Housing Market Already Responds to Higher Interest Rates
[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23475599/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 101: The BIG NEWS is that the FEDs have raised interest rates, up to 5% for 30-year jumbo loans and 5.625% for 30-year fixed conforming loans. This hike in interest rates is already affecting the real estate market. […]
The Perils of Payday Loans
[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23451437/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1785518/custom-color/87A93A” height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] Welcome to this week’s edition of Your Moment of Trust from BBB of the Tri-Counties: If you’ve ever needed extra cash to tide you over to your next paycheck, you understand the appeal of a payday loan. Now, video ads on places like TikTok […]
Interest Rates Creep up–Still a Limited Supply of Homes for Sale
[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23449301/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 100: The early summer weather is beautiful, from the mid-70’s to the low 80’s and there is some fun surf to be had! Buyer demand may be waning a bit and this week, there were 40 New Listings, […]
Avoid Home Repair Scams
[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23379608/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1785518/custom-color/87A93A” height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] June is National Homeownership Month, an opportunity for U.S. residents to reflect on the importance of the home and its role in their lives. With a median asking price of $225,500 for a home, becoming a homeowner takes dedication, patience and smart budgeting. For […]
Special Considerations when Building in Santa Barbara
[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23342588/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 99: Last week in Santa Barbara, there were 45 new listings and 36 pending sales–so while inventory is still low, there was some buildup in supply. While there are still multiple offers, they are now seen most often […]
Budgeting Tips & Tricks
[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23305370/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1785518/custom-color/87A93A” height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] People from all walks of life who set financial goals – and reach them – generally have one thing in common: a budget. According to this recent study, people are budgeting more than ever before. Budgeting is a practical way to stay in charge […]
The HOP (Home Ownership Podcast) Episode 98: Market Showing Signs of a Slow-Down
[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23295437/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1967723/custom-color/005282″ height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] The HOP (Home Ownership Podcast) Episode 98: Statistics reveal that the Santa Barbara market is cooling down a bit. This week there were 14 price drops and not many huge overbids. David also discusses the many industries that are affected, (from construction to service […]
Be Prepared Before Shopping for a Home
[iframe style=”border:none” src=”//html5-player.libsyn.com/embed/episode/id/23238266/height/100/width//thumbnail/no/render-playlist/no/theme/custom/tdest_id/1785518/custom-color/87A93A” height=”100″ width=”100%” scrolling=”no” allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen] This year’s housing market is competitive. Prices are up, and houses are selling fast. If you are looking to buy a new home, you need to be prepared. Prospective buyers can make their offer more competitive by getting preapproved for financing before even bidding […]