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The HOP Episode 87: This week, interest rates remained basically the same with 30-year jumbo loans at 3.375% and 30-year fixed loans at 3.875%. There was still no real significant build up of inventory with 43 new listings and 45 homes that closed. David Charles Allen discussed programs that might help first time home buyers to get into a home as well as the benefits and pitfalls of those programs. He also talked about the significant number of homes that have been selling off-market in Santa Barbara and why this option might appeal to some buyers and sellers. To learn more about real estate in Santa Barbara, call David at 805-617-9311 or email david@davidcharlesallen.com