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Scams are designed to either steal your money, or steal your identity in order to steal your money later. Scammers have all kinds of techniques to collect personally identifiable information. Once they have it, they can effectively become you, using your identity to open accounts, file taxes, or obtain medical coverage. Don’t miss this important episode so you’ll know the steps to take to protect your identity! A BIG thank you to Ayers Automotive Repairs in Santa Barbara for sponsoring this podcast.