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The HOP (Home Ownership Podcast) Episode 114: Hosted by David Charles Allen, Village Properties Realtor in Santa Barbara, CA.. Interest rates for 30-year jumbo loans are at 5.375% and 30-year conforming loans are now 6.375%. David noted that these higher rates are impacting affordability, and people’s ability to purchase a home. With a limited number of homes for sale (only 29 new listings this week in Santa Barbara), ideal properties are continuing to sell quickly for the full asking price while those that are less desireable are having to drop their prices. Email David at firstname.lastname@example.org or call 805-617-9311.