This week on the HOP (The Home Ownership Podcast), realtor David Charles Allen and host Patti Teel celebrate the cooler temperatures approaching now at the end of summer. Shifting mortgage rates mirror the current unpredictable market trends. David will share some valuable information about locking in your mortgage rate when buying a home. If you are looking for a home it is a good idea to talk to a realtor about homes that are about to come onto the market. When looking at homes that have not yet been listed on the market, buyers looking at homes will have less market-purchase competition. David and Patti talk about their current situation and discuss their considerations when looking to relocate. Email email@example.com and follow David on his website, www.davidcharlesallen.com, or call direct 805.617.9311.